Sunday, May 9, 2010

How can my fiance and I plan for our future with a child support order from a previous marriage?

I will be marrying a wonderful man soon and he has a 5yr old daughter with his ex-wife who has sole legal and physical custody of her. The ex-wife doesn't work so he pays about 85% of the child support obligation. I feel this is unfair to him because he works so hard and she does nothing...but that is irrelevant here. My question is how can the two of us financially plan for our future while ensuring that his daughter is taken care of. He pays every dime of his support w/o complaint, but we want to be able to live comfortably and benefit from our hard work since we are both employed. His daughter deserves every dime of support that he pays but we want to get in a position financially to have children of our own and enjoy life and not have to worry about living paycheck to paycheck because the ex-wife wants to put her hands in our pockets. Any suggestions on joint or separate accounts, tax filing, and investing in our future would be greatly appreciated. Thanks!How can my fiance and I plan for our future with a child support order from a previous marriage?
Child support orders can be reviewed for modification every 2 1/2 to 3 years. He can file for his with a form from the local Clerk of Court. Most states allow for the imputing of income in cases where the child is 3 years of age or older. This means that they can pretend the mother has income either of minimum wage or in line with her education and abilities. Your fiance should be able to tell the court her education and experience so that this can be used to compute support. You can go online to your local child support enforcement agency site and look up your states guidelines and forms, and their review/modification policy.How can my fiance and I plan for our future with a child support order from a previous marriage?
Quit whining. He has a financial obligation just like if he had bought a car or a boat before he met you. Except he can't just have the kid repossessed.





The good news is make sure you file an Injured Spouse claim if your state decides to garnish his income tax refund and you filed jointly and you both had a refund coming.





The bad news is if you open all family accounts in your name and he deposits money into it and the state decides they need to collect from his bank and you say ';it's only my account'; then you are guilty of conspiracy and you go to jail. Also, as he makes more money as he advances in his career the mom can ask for more money a month.





Okay there is no good news. But if he keeps paying only 85% at some point his life is really going to suck.
I'm in the samesituation exept we already have a child. The best advice I can give you is save. I'm currently not working but plan on doing so. We bought alot of our luxuries before we had the baby and we also planned ahead for him. We opened a savings account for our son and an extra one in whichwe deposit only $10 weekly and it's added up this money is there for emergencies and special ocasions. There are many things you can do (too many to list) and I wish you the best of luck.
the ex wife cannot touch your earnings. So if you work, enjoy. You are only experiencing what many have to endure when in that situation. God bless you and only 13 more years and your free.
Unfortunately, Lillian is not correct. Depending on where you live and the laws in your jurisdiction, your income could possibly be included when computing child support. Seek the advice of a family law attorney prior to marriage, so that you can plan your own future.
If you are worried about your future husband's financial obligations to support his kid, then maybe you need to go elsewhere....

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